Saliba Asset Management, LLC (SAM) is a registered investment advisor located in Huntsville, Alabama. SAM is a money manager, as opposed to a wealth manager. There is a distinct difference between the two. A wealth manager gathers assets and then selects outside money managers to make the investment decisions. A money manager makes the investment decisions in house. We personally choose the specific equities, fixed income instruments, or alternative instruments that comprise the portfolio. For equities, the firm picks individual stocks and mutual funds, while fixed income investments may consist of a blend of mutual funds and individual securities. For alternative investments such as commodity oriented or real estate investments, the assets may include individual securities, ETF’s, mutual funds, or partnerships. We make the decisions and are responsible for the investments in your account.